Opinion pieces

As millionaires flock to the Middle East, Wealth Management must evolve

The Middle East is at the epicentre of an extraordinary surge of wealth. The UAE is on track to welcome 9,800 new millionaires this...

The Middle East’s Next Credit Challenge: Systems That Can Keep Up With Customers

New credit ideas are easy to sketch but hard to deliver. Most banks still rely on systems that update balances overnight and lock in...

Innovation in trade finance: Building resilience and opportunity in a shifting global economy

Banks and corporates are operating in a very different world than a decade ago. Trade corridors are shifting, regulatory environments are tightening, and global...

From Personalisation to Protection: Why Does Privacy Matter More Now Than Ever?

The Digital Banking Revolution From open banking and embedded finance to AI-driven personal finance tools, innovation is reshaping the way banks serve their customers. These...

Securing Open Finance in 2025: Essential Insights for Financial Institutions

In 2025, interconnected ecosystems of banks, FinTechs, payment providers, and third-party providers have become standard in the industry, fundamentally reshaping the global financial services...

The Quiet Revolution in Payments: Why the World Is Moving Towards Alternative Payment Methods

For years, digital payments have been dominated by a handful of global card networks. For merchants, participating in this system has often meant high...

Reimagining the Banking Ecosystem: Why Partnerships Are the Future

Banking is undergoing steady transformation as digital innovation continues to reshape customer expectations. As digital innovation redefines what customers expect from financial services, traditional...

UAE: A Safe Harbour in an Uncertain Global Economy?

In a world grappling with economic uncertainty, geopolitical tensions, and volatile markets, the UAE continues to demonstrate remarkable resilience. While regional and global economies...

Transforming Payments: Key Trends Shaping the MEA Financial Landscape

The MENA digital payments market presents a significant growth opportunity, with projections indicating a robust CAGR of 10.95% from 2025 to 2030, expanding from...

UBF: Customer Awareness First and Strongest Line of Defence against Financial Fraud

The UAE Banks Federation (UBF), the sole representative and unified voice of UAE banks, has reiterated its call for customers to take necessary precautions...

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