Opinion pieces

From digital banking to AI-native banking: why execution will define the next phase of growth in the GCC

Over the past decade, banks across the GCC have moved faster than many of their global counterparts in embracing digital transformation. From mobile-first platforms...

The Illusion of efficiency: Why automation hasn’t fixed the friction in UAE Banking

One of the first things I ask when I sit down with a UAE banking leadership team is: Walk me through what happens between...

Islamic Banking as blueprint for regional financial resilience

The GCC stands at an inflection point in financial services development. The region has built world-class regulatory frameworks, attracted significant capital, and created banking...

The Middle East’s next credit challenge: systems that can keep up with customers

New credit ideas are easy to sketch but hard to deliver. Most banks still rely on systems that update balances overnight and lock in...

Forging ahead: The UAE displays peerless resilience & determination amidst regional uncertainty

There are moments in history that test not just the strength of economies, but the character of nations. The UAE has faced such moments, from...

Why climate risk regulation is the next frontier for the UAE’s financial stability

Financial stability is often spoken about as if it were a single lever, pull it, and the system holds. In reality, it is a web...

As millionaires flock to the Middle East, Wealth Management must evolve

The Middle East is at the epicentre of an extraordinary surge of wealth. The UAE is on track to welcome 9,800 new millionaires this...

The Middle East’s Next Credit Challenge: Systems That Can Keep Up With Customers

New credit ideas are easy to sketch but hard to deliver. Most banks still rely on systems that update balances overnight and lock in...

Innovation in trade finance: Building resilience and opportunity in a shifting global economy

Banks and corporates are operating in a very different world than a decade ago. Trade corridors are shifting, regulatory environments are tightening, and global...

From Personalisation to Protection: Why Does Privacy Matter More Now Than Ever?

The Digital Banking Revolution From open banking and embedded finance to AI-driven personal finance tools, innovation is reshaping the way banks serve their customers. These...

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