Mashreq, a financial institution in the MENA region, has launched an exclusive, limited-period campaign offering a flat AED 5,000 cashback to prospective home buyers who secure their mortgage through the bank’s digital platforms. The tangible benefit helps customers offset moving costs, providing a frictionless, value-driven property purchase experience.
The special deal is open to all applicants – both residents and non-residents for conventional home loans and Sharia-compliant Ijarah home finance facilities with a minimum value of AED 500,000 through the Mashreq website or mobile app. This fast and transparent digital mortgage pathway guides buyers to an instant digital pre-approval thereby accelerating their home ownership journey. Upon successful loan disbursal, a flat AED 5,000 cash credit is deposited directly to the customer.
Commenting on the launch, Srinivasan Padmanabhan, Head of Mortgages at Mashreq, said: “At Mashreq, we pioneered the UAE’s first fully digital home loan pre-approval to give homebuyers clarity, confidence, and control from the very start. This AED 5,000 cashback offer enhances our digital-first proposition with a simple, straightforward reward for customers who trust us with their home financing decision. It reflects our continuous focus on enriching the property-purchasing experience in the UAE, moving toward genuine service and value differentiation.”
The launch aligns closely with the sustained momentum in the UAE real estate sector. Dubai recorded AED 286 billion in property sales in H1 2026, the second-highest first half on record, while mortgage lending reached approximately AED 102 billion over the same period and now funds around 36% of ready-home purchases. As market activity intensifies, Mashreq continues to position its digital mortgage journey as its core point of differentiation, providing customers with a seamless, direct-to-bank channel that simplifies homeownership.
The offer is valid until December 31, 2026. Customers can submit their digital home loan application at mashreq.com/home.
