MEAFINANCE | LOXON Roundtable | How Early Warning Systems help banks address CBUAE rulebook and IFRS 9 staging challenges

SYNOPSIS

As regulatory expectations under the CBUAE Rulebook and IFRS 9 continue to evolve, UAE banks face growing pressure to detect credit deterioration early, improve staging accuracy, and strengthen credit risk frameworks.

The From Regulation to Resilience roundtable, hosted by MEA Finance in partnership with Loxon, is an interactive, discussion-led forum designed to foster peer-to-peer learning and to dive into how AI-enabled Early Warning Systems are transforming credit risk management. Participants will share experiences, debate challenges, and explore practical approaches to using data, advanced analytics, and AI-driven intelligent automation to slow stage migration, improve cure rates, optimise capital consumption, and turn regulatory compliance into a strategic advantage in real-world banking operations.

Ahmad Jarrar

Head of Credit(BBD, PBG and REF)

Abu Dhabi Islamic Bank

Anish Shah

Research Director at Chartis

Chartis

Arpit Jain

Head of Analytics and Collection

Tabby

Bryan Stirewalt

Executive Advisor

Grant Thornton

Gábor Benedek

Data Scientist Partner

Lynx Analytics

Gurcharan Chhabra

Executive Vice President, Head of Fraud Prevention & Intelligence | CXC-Fraud Prevention & Intelligence Division

Mashreq

Hani Idris

CEO

International Development Bank

Khurram Chishti

Senior Credit Officer

Habib Bank AG Zurich

Mahvish Khan

Head of Credit Risk, FI & Investments|Credit Risk Management

Habib Bank AG Zurich

Maniraj Manickaraj

Senior Vice President - Credit and Collection

Aafaq Islamic Finance

Manoj Agarwal

Head of Credit

Invest Bank

Mehreen Khan

SVP Head of Risk

RAKBANK

Menna Mustafa

Head of Portfolio Analytics & Modeling

Tabby

Mubeen Zafar

EVP & Head of Internal Shariah Audit

Mashreq Bank psc

Muhammad Amjad

Head of Credit

Ajman Bank

Nawal Kebouri Ammor

Group Head of Financial Institutions

Al Ansari Financial Services Group

Nivedita Khanna

Head-Risk Analytics

RAKBANK

Shafeekh Neelayil

Acting CFO

Mbank

Somu Roy

Managing Director and Country Head of UAE

Network International

Tamás Erni

Managing Partner

Loxon

08:00	Registration & Networking
09:15	Welcome Note
09:20	Opening Presentation - Loxon Empowering Proactive Risk Leaders: Early Warning Systems for Stronger Credit Risk Management and IFRS 9 Stage Classification
09:35	Discussion Points From compliance to value creation: Early Warning Systems are not anymore positioned as regulatory tools, but rather strategic enablers of portfolio quality and business growth Connecting early warning and collection: practical approaches to integrating early risk signals with targeted collection and recovery strategies to intervene earlier and preserve customer value IFRS 9 impact and capital efficiency: how proactive risk detection and intelligent debt collection influence stage migration, provisioning accuracy, and capital consumption
10:35	Coffee Break
10:55	Discussion Points Data, analytics, and governance: what data, models, and decision frameworks are needed to make EWS and collections a truly connected, end-to-end platform Operating model and change management: lessons learned in breaking silos between risk, finance, and collections to embed proactive risk management into day-to-day banking decisions
12:00	Lunch & Networking

VENUE

JW Marriott Hotel Marina, Dubai
Thursday, 05^th February 2026

JW Marriott Hotel Dubai Marina

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