Challenges and Change

22 September 2026
The Ritz-Carlton JBR Dubai, United Arab Emirates


  • img-responsive 400+ Regional Banking, Finance, Fintech and Technology Leaders, Standardisation Organisations, Regulators, Financial Trade Associations
  • img-responsive 30+ Thought Leaders, Innovators and Market Makers & Experts
  • img-responsive 6 In-depth & lively sessions on the future & state of Payments in the region
  • img-responsive Full day of Peer Interaction
    and
    Networking
  • img-responsive 1 Awards Winners Presentation
    Ceremony

Overview

At some of our previous MEA Finance, Leaders in Payments Conference we have asked the question whether payments evolution has either reached its apex or is entering a slower and more sedate period of development. The answer from our esteemed panelists has always been an emphatic - No! The evolution of payments across our region remains ongoing at pace, and despite the days big geo-political issues, it may, after a period of reduced normality, and as with earlier times of challenge, be spurred into speedier development and innovation.

Payments are becoming more than only agile, intuitive and convenient, but also, as these features become more deeply embedded, they can now have real positive influences for economies and societies as efficiencies aid productivity and foster greater inclusion. However, this general positivity does not come without old and new potential downsides that require monitoring or control. BNPL for example is a helpful facility for both customers and merchants, but might it lead to higher levels of public indebtedness, and how do the new businesses running this service scale to accommodate market growth? Agentic Payments is set to bring better money management and optimised spending for consumers, but will it successfully navigate privacy and compliance issues or unexpected, even misaligned purchases?

The discussions set to take place at the 2026 MEA Finance, Leaders in Payments Summit will, as always, be from and about the leading edge of this vital economic function in our region’s economies.

Taking a clear and definitive role in this conference is your best opportunity to be clearly visible as one of our region’s leaders of payments at this very special time

What to expect?

  • More than 400 regional banking and technology leaders engaged to hear the latest from the entire spectrum of interested professionals includingregulators, technology companies, start-ups, fintechs, innovators and other stakeholders from along the value chains.
  • Solid engagement opportunities for your company with decision makers, to directly detail your company’s solutions to today’s most pressing payments related issues.
  • Exposure to the regional banking communities with your brand visibility in the networking and exhibition area during breaks and through participation in panel discussions and keynote presentations.
  • Opportunities to be recognised and celebrated as a bank or technology business at the forefront of payments transformation and progress at the MEA Finance Leaders in Payments Awards

Who should attend?

  • Chief Executive Officer
  • Chief Financial Officer
  • Chief Technology Officer
  • Chief Information Officer
  • Chief Operating Officer
  • Chairman
  • Chief Audit Executive
  • Chief Commercial Officer
  • Chief Economist and Head of Research
  • Chief of Shared Services Officer
  • Chief Risk Officer
  • Managing Director
  • MD - Head of Treasury, Capital Markets & FI Department & Section Heads
  • Partner - Financial Services
  • Advisor - Investment Management
  • Commercial Advisor
  • Executive Director
  • Head of Client Relations
  • Head of Payments, Remittances & Foreign Exchange
  • Head of Regulatory Advisory and Assurance
  • Head of Transaction Banking
  • Head Corporate Relations and Strategic Partnerships
  • Head Digital Strategy and Change
  • Head of Corporate Communications
  • Head Digital Strategy and Change
  • Head of E-Banking
  • Head of Market Risk
  • Head of AML & Sanctions
  • Head of Bancassurance
  • Head of CAD, Remedial & Collection
  • Head of Central Operations
  • Head of Change Management
  • Head of Client Experience
  • Head of Compliance
  • Head of CRM
  • Head of Disclosure and Issuance Department
  • Head of Enterprise Architecture
  • Head of Enterprise Banking Platforms
  • Head of External Communications
  • Head of Finance
  • Head of Financial Institutions
  • Head of Government Relations & PR
  • Head of Information Security
  • Head of Investment Solutions
  • Head of Issuance
  • Head of Prepaid Cards
  • Head of Regulatory Compliance
  • Head of Retail Banking
  • Head of Risk Specialist
  • Head of Strategic Planning
  • Head of Strategy - Technology
  • Head of Transaction Banking
  • Head Product Manager
  • Manager Audit & Compliance
  • Manager Operational Risk
  • Payments & Contract Manager
  • Portfolio Specialist - Insights & Strategy
  • Project Manager
  • Regional Compliance Manager
  • Regional Manager - Compliance & Risk Retention & Vigilance Manager
  • Senior CRM Project Lead
  • Senior CX Manager
  • Senior Manager - Digital Transformation
  • Senior Manager Treasury
  • Information Security, Senior Strategic Advisor
  • Senior Trade Officer, Strategy & PMO
  • Assistant Vice President - Global Customer Relations
  • Associate VP - Strategic Engagements
  • AVP Agile Delivery - Retail Banking
  • AVP Credit Risk and Portfolio Manager
  • FS Strategy Manager
  • SVP & Head of Compliance - Personal Banking Group
  • SVP & Regional Head - Corporate & Commercial Banking
  • Vice President, Compliance
  • VP Risk and Change Management
  • VP Wealth and Asset Management
  • VP - Strategic Initiatives & Bancassurance

MEA Finance Conference

The MEA Finance Conferences are known for bringing together over 500 regional banking, investment and technology leaders for a day of immersive discussion on the latest developments and most pressing issues being faced across the sectors of the banking industry across our region.

These one-day, exclusive gathering provide intense and fruitful networking opportunities and include audience presentations and panel discussions, with an array of the region's industry-leading experts, innovators and distinguished speakers who meet to discuss the future of banking and innovation in finance.

Provisional Agenda

The Ritz-Carlton JBR Dubai, Tuesday, 22 September 2026

Digital Defense
This year the region has faced direct and serious challenges that have impacted commerce and trade, slowing down business and impacting transactions and payments. Has the recent digitisation and standardisation initiatives for regional and crossborder payments helped to mitigate problems associated with conflict conditions? Does digitisation and its reliance on targetable infrastructure such as datacentres or sub-sea cabling make payments more vulnerable in these circumstances? Also, attacks are not only kinetic, with cyber warfare a key strategic tactic. In terms of post-challenge normalisation, will our modern-day reliance on digital and AI systems bring swifter normalisation or a slower recovery?
Trust Issues
AI based agentic payments autonomously execute payments for consumers and businesses, finding, negotiating and paying for goods and services within pre-set limits. Benefits for consumers, business and merchants include frictionless purchasing, automated money management, optimised spending, more conversions and lower operating costs. But questions and risks remain - privacy and compliance issues, wider scope for disputes and chargebacks from unexpected or misaligned purchases, vulnerability to fraud, unclear liability and accountability and diluted brand affirmation from indirect customer interactions. Can agentic payments ever enjoy unquestionable trust or will there have to be accepted trade-offs between it and convenience?
In from the cold
Stablecoins are experiencing increasing adoption in the region, having rehabilitated crypto from speculative assets into a practical payment rail with benefits like continual operation, elimination of chargeback fraud, instant settlement and lowcost cross border payments, programmability and financial inclusivity. However, there are concerns about tension between financial privacy and state control, and drawbacks including irreversible loss from human error, no chargebacks for accidental payments or undelivered goods or a lack of deposit insurance. Will stablecoins outperform or replace conventional payments rails and what is the future for stablecoins in our region’s payments markets?
Buy now consolidate later
On one hand, the regional BNPL market is quickly consolidating, into one dominated by fewer bigger and well-funded multiple product providing fintechs, motivated by the need for capital-hungry scaling, by local banks increasingly offering their own built-in instalment features and by regulatory oversight. On the other hand, mindful of personal debt issues that can arise from this service, BNPL consolidation can also refer to merging multiple BNPL obligations into more manageable payments through simplified repayments of personal loans. Is BNPL devolving into conventional debt or this form of payments option going to last to become a permanent element in the regional payments infrastructure?
Payments Technology and AI
Technology and AI are effectively the anatomy of payments - bringing new services, agility, convenience and reducing human error, impeding financial crime, providing data derived efficiencies and accurate digital transactions. What roles can we expect Agentic AI to play across the payments spectrum? Can Payments as a Service allow banks to more easily and economically modernise their legacy systems? What vulnerabilities might reliance on technology bring and what more can they bring to the payments world thatwe do not already have? Can payments technology assist with ensuring successful payments in less accessible or challenging places and environments?
Border Crossing
Much has been achieved regionally and globally to smooth the path for cross-border payments, but challenges, whether inherent or unpredictable, still remain. Pain points like high costs for corporate transfers, settlement and correspondent banking delays, regulatory fragmentation, patchy data standardisation and unpredictable FX costs still weigh on the cross-border payments experience despite reform efforts. Add to this the rising tide of geopolitical tensions, then many of the challenges we thought overcome, remain stubbornly present. How have recent innovations like the 2025 implementation of Swift’s ISO 20022 begun to ease paths and can cross border payments ever become truly painless?

Previous Speakers




MORE SPEAKERS TO BE ANNOUNCED



Highlights

Challenges and Change

The MEA Finance Leaders in Payments Awards 2026 will celebrate and recognise the outstanding achievements of banks, financial institutions, payment providers, and technology suppliers who are driving innovation and excellence across the payments landscape in the Middle East and Africa.

These prestigious awards will highlight the exceptional contributions made toward building efficient, secure, and future-ready payments systems—systems that are rapidly becoming benchmarks on the global stage. Through this recognition, MEA Finance honours the dedication and leadership that continue to shape the region’s dynamic payments ecosystem.
  • Open for Nominations: 20 July 2026
  • Submission Deadline: 1 September 2026
  • Judging Process: 4 September 2026
  • Awards Ceremony: 22 September 2026

Categories

Click below to view individual award categories and submit nominations.

Awarded to the Payment Gateway business, clearly providing the best service across factors including payment options, reliability, security, market integration, pricing and currency support.

Awarded to the bank or financial institution that has put in place and/or operates a payment gateway providing secure service, verification and confirmation, plus options for flexible purchasing experiences for customers.
Nominate Now

Awarded to the business providing the most comprehensive opportunity for online companies to manage their payment processes in one place, from beginning to end.
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Nominees for this award will be companies in the region that have shown the most innovation in making quick clearance and settlement of payments a reality, using underlying payments rails.
Nominate Now

Winning this award will be a bank or financial institution in the region that has shown market leading initiative in commissioning and implementing quick clearance and settlement of payments using new or underlying payments rails.
Nominate Now

Awarded to the provider of ancillary services for a real-time payments method that definitively shows the best provision of options beyond core payment processing and adding value to standard payments.
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Nominations for this award will be from business that, in addition to providing leading edge technology in payments has through their implementation also helped to advance their local payments environment.
Nominate Now

Nominations for this award will be from business that, in addition to providing leading edge technology in payments has through their implementation also helped to advance their local payments environment.
Nominate Now

The award will be presented to the financial institution, fintech or technology company that can show it has brought the best ease of process and delight to users of their payments systems or methods.
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The award will be presented to the financial institution, fintech or technology company that can show it has brought the best ease of process and delight to users of their payments systems or methods.
Nominate Now

Awarded to the technology provider that can demonstrate the best solutions and services for the provision of cross-border payments in the region.
Nominate Now

This award will go to the business or organisation that has been judged to have made the most significant contribution to the regional cross-border payments landscape in the recent past.
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Nominees in this category will demonstrate the best cloud-located services across the payment value chain including cost optimisation, improved scalability, high security, faster functionality roll-out and flexible pricing.
Nominate Now

The threat of cyber-crime remains a key concern across all payments related systems and stakeholders. The winner of this award will have shown innovative and proven measures and approaches toward safeguarding payments in today’s fast-evolving digital landscape
Nominate Now

The winner of this award will be users or providers of payments solutions that brought easier access for third party providers or enabled financial institutions to comply with the regulations and increase their services.
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This will be won by the technology company, fintech or financial institution that is or has been actively engaged in a digital payments transformation initiative. Consideration will be given to transformative outcomes from either from the operations perspective, the societal perspective or a combination both.
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This will be awarded to the company that has developed and launched a mobile application that successfully offers a wide and flexible range of convenient, innovative and secure user payments options.
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This is awarded to the company or financial institution that best demonstrates both the specific intention and results in bringing all communities the opportunities to transact and create improved life options.
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Awarded to the bank or financial institution that commissioned and completed an instant payments technology implementation that enhanced the services offered to their clients and contributed to their wider banking technology development objectives and profitability.
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This will be awarded to the financial institution or bank that has implemented an innovative payments solution bringing new customer opportunities to use with marked improvements or upgrades to legacy or existing systems.
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Awarded to the business that provided a payments technology implementation that enhanced the services offered to their clients’ markets but also, through the overall commission of their activities, contributed to the wider national payments and banking technology development objectives.
Nominate Now

This award goes to the Financial Institution and/or Technology Vendor for the most effective, efficient, innovative and successful implementation of a corporate banking collections systems . Nominations are welcome from Banks and Technology Businesses for their own part in a project, or jointly as a Bank and Technology firm who have successfully collaborated on such implementation.
Nominate Now

This award goes remittance payments and over the counter foreign exchange services company providing the best access via a broad branch network, digital services, speed of service and readily available range of currencies, meeting the needs of the communities depending on these services.
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Awarded to the company that or financial institution that has stood out for the implementation of a payments system. Key considerations, assessed both individually and collectively will include security, flexibility, transaction speed, ease of operation or use and wider levels of inclusivity
Nominate Now

In the highly populated and diverse payments services space in the region, this award will go to the company or institution judged as having made the most successful and beneficial contribution to this sector.
Nominate Now

Nominations are welcome from companies, financial institutions, organisations, associations or individuals that, over the past year to eighteen months, can demonstratively define an innovation of note in the regional payments market.
Nominate Now

Nominations are welcome from companies, financial institutions, organisations, associations or individuals that, over the past year to eighteen months, can demonstratively define an innovation of note in the regional payments market.
Nominate Now

This award will be presented to the company that in the past twelve to eighteen months has shown the most original and dedicated focus in supplying technology that has offered the most potential or definitively improved the payments experience for the market.
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This award is presented to the individual that through their efforts has been assessed to have made the most noticeable contribution to the technological advancement of the regional payments sector.
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This award is presented to the individual working in non-bank financial services who through their efforts has been assessed to have made the most noticeable contribution to the technological advancement of the regional payments sector.
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This award will be presented to the executive in a leading position that has worked through their career to guide and lead businesses through the ever-evolving digital payments landscape, keeping them at the forefront of their respective markets.
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The winner in this category will have demonstrated, through the application of Artificial Intelligence, both innovation and imagination leading to visible enhancements and improvements to payments systems or processes.
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This award is presented to the individual that through their efforts has been assessed to have made the most noticeable contribution to the advancement of service and management in the regional payments sector.
Nominate Now

Submission Process

MEA Finance conducts its own research to ensure that our awards categories accurately reflect the current payments ecosystem and comprehensively recognise the achievements of the industry.

As a result, we have determined 24 award categories that provide regional recognition to exceptional banks, financial institutions and technology providers who are shaping the new digital financial landscape and have made outstanding contributions to the future of the industry. Institutions can nominate themselves in all relevant categories as deemed appropriate, provided the submission is sent in before the deadline, and in the required format.
NOMINATE NOW

 

HOW TO ENTER


STEP 1: Choose your category.
It is important to review the individual descriptions and criteria before choosing your category.

STEP 2: Upload relevant financial performance documents or other relevant information.

STEP 3: Confirm submission of your entry.

Judging Process

The awards will feature a rigorous two-step judging process by a panel of industry experts in collaboration with the MEA Finance editorial team.

  1. All nomination entries will be meticulously evaluated and analysed based on relevant market knowledge, industry research, and accurate company financial statements. The MEA Finance editorial team will then create a shortlist which will be given to the judging panel.
  2. The judging panel will be composed of senior executives from professional services firms working with the banking industry. They will review the shortlist and the submitted materials for each category and place a score from 1 to 5 for each category nominee. All scores will be sent back to the editorial team.
  3. The MEA Finance editorial team will independently score shortlisted institutions per category. Score values will be from 1 to 5. All scores will be kept confidential and will not be released publicly, nor will they be discussed with any individual applicants.
  4. Scores from both the judging panel and the editorial team shall be collected and combined. The editorial team will hold an official tabulation of the scores to determine the highest scoring institution per category which will be declared winner

Previous Sponsors


 

EVENT PARTNERS

  • LEAD SPONSOR

GOLD SPONSORS

  • STRATEGIC TECHNOLOGY PARTNER

  • SUPPORTING PARTNERS


  • BADGE SPONSOR

FOR SPEAKING, SPONSORSHIP & EXHIBITION ENQUIRIES:
FOR SPEAKING & AGENDA ENQUIRIES:
MEA Finance Leaders in Payments Conference & Awards 2026
22 September 2026
The Ritz Carlton JBR,
Dubai, United Arab Emirates
CONTACT US
Contact No. +971 50 100 5488
PO Box 487177
Dubai, United Arab Emirates
www.mea-finance.com